Guarantees for Loans to Small and Medium Enterprises
industry
agriculture
tourism
crafts
technology
industry
agriculture
tourism
crafts
technology
We help SMEs access funding
/kafalat-basic Kafalat iSME

News & Events

Kafalat SAL Celebrates the Arab Day for Financial Inclusion

On April 27 of each year, the Arab World celebrates Financial Inclusion. Financial Inclusion is the effort of making available all financial services to various segments of society, especially the... more

Kafalat at Beirut Energy Forum 2015 - From 9 To 11 September

Kafalat SAL will be participating in the International Beirut Energy Forum - 2015, at booth # 21. The Bieurt Energy Forum is an annual meeting event for experts and stakeholders in Renewable Energy... more

Kafalat launches three new programmes

February 28, 2013 - In an event at the Association des Banques au Liban, gathering representatives from all Lebanese banks, and with the participation from Representative of the Delegation of the... more

-

Partners

Read more

Partners in Co-operation

Industrial Research InstituteMultilateral Investment Guarantee Agency
Read more

 

-

Related Parties of Interest





 

How much of the loan does Kafalat Plus guarantee?

Fri, 04/12/2013 - 14:17 -- admin

How much of the loan does Kafalat Plus guarantee?

Kafalat Plus currently guarantees 85% of the value of the loan granted by the bank and 85% of the accrued interest during the grace period + 3 months. (Examples). The value of the guarantee diminishes proportionally to the value of the outstanding loan as calculated in the repayment schedule.

English

How much can Kafalat Plus guarantee?

Fri, 04/12/2013 - 14:16 -- admin

How much can Kafalat Plus guarantee?

Currently the maximum loan amount for a Kafalat Plus guarantee is 600 million Lebanese Pounds or its equivalent in convertible foreign currencies. This is equivalent to approximately 400.000 US$. The minimum amount is 4 million Lebanese Pounds or its equivalent in convertible foreign currencies.

English

For what purposes can the Kafalat Basic guaranteed loan be used?

Fri, 04/12/2013 - 12:16 -- admin

For what purposes can the Kafalat Basic guaranteed loan be used?

The Kafalat Basic guaranteed loan could be used for all business related expenditures such as:
   • Purchase of machinery and equipment. (These can be new or used)
   • Purchase of raw materials and spare parts;
   • Construction costs. (However, the loan should not be exclusively used to cover   
      construction costs.)
   • Working capital

English

What legal status must the Kafalat Basic loan guarantee applicant have?

Fri, 04/12/2013 - 12:15 -- admin

What legal status must the Kafalat Basic loan guarantee applicant have?

   • Kafalat Basic loan guarantees are given to all types of legal entities.
     The borrower can be an individual, a personal company, a simple partnership, a limited
     liability companies, a joint stock company, or a cooperative.
   • The business venture can be an existing one or a start-up.
   • The borrower does not have to be Lebanese, but the business activity has to take

English

Are you eligible for a Kafalat Basic loan guarantee?

Fri, 04/12/2013 - 12:14 -- admin

Are you eligible for a Kafalat Basic loan guarantee?

The applying SME must fulfill all the following conditions:
   • The enterprise has 40 employees or less
   • The guaranteed loan is used for business development: to establish a viable
     new production capacity, or to sustain current production and employment
   • The loan is used in one of the following economic sectors: Industry, Agriculture,
     Tourism, Tradition Crafts, or High Technology

English

How much of the loan does Kafalat Basic guarantee?

Fri, 04/12/2013 - 12:13 -- admin

How much of the loan does Kafalat Basic guarantee?

Kafalat Basic currently guarantees 75% of the value of the loan granted by the bank and 75% of the accrued interest during the grace period + 3 months. (Examples). The value of the guarantee diminishes proportionally to the value of the outstanding loan as calculated in the repayment schedule.

English

How much can Kafalat Basic guarantee?

Fri, 04/12/2013 - 12:12 -- admin

How much can Kafalat Basic guarantee?

Currently the maximum loan amount for a Kafalat Basic guarantee is 300 million Lebanese Pounds or its equivalent in foreign currencies. This is approximately 200.000 US$.

The size of the loan requested has to reflect the needs of the project to be financed. The value of the Kafalat approved loan will depend on the financial requirements of the project as justified in the business plan / feasibility study.

English

Pages

Subscribe to KAFALAT RSS

kafalat statistics

At 30-06-2017
2 658
active loans in Agriculture
975
active loans in Tourism
2 330
active loans in Industry